Tax Refund Simulator
Rather than guessing whether you are owed a tax refund, test it. The simulator asks eight simple questions — no ID number, no registration — and returns an initial estimate. It is not a substitute for a full check, but in under two minutes it answers the first question that matters: is this worth pursuing at all.
How the simulator calculates
The simulator examines five main variables: salary and months worked, children and credit points, reserve duty days, contributions to a study fund and provident fund, and special statuses. It weighs these into an estimated range rather than a precise forecast.
The output is a refund range, not an exact figure, together with a breakdown of the contributing factors and a likelihood indicator. The entire calculation runs in your browser, with no identifying details collected.
Examples of where people gain
These examples illustrate types of situation rather than promising an amount. A salaried mother of three whose credit points were never updated; a student who worked part of the year; a full-time employee who served reserve duty. The common thread is circumstances the employer did not know about at the time tax was withheld.
After the simulator — what comes next
If the simulator points to reasonable eligibility, you can file independently, through software, or through a refund company. The first practical step is to obtain your Form 106. For the full process see tax refunds for employees.