Inflation · 12-mo
Index-linked mortgage tracks grow as the CPI rises. The principal itself swells.
Historical trend
What is Inflation · 12-mo?
Inflation is the rate at which prices rise. Israel's CBS measures it via the Consumer Price Index (CPI) — a basket of goods and services an average household consumes (food, housing, transport, education, leisure, etc.). The value shown here is the 12-month change.
How it affects you
If your salary does not at least keep up with inflation — your buying power drops. If your checking account does not earn at least the inflation rate — you lose real money every year. Index-linked mortgages see the principal "swell" with inflation, so you pay more for the same home.
How to read this number
The Bank of Israel inflation target is 1%–3% per year. Values above 3% are considered high and typically prompt rate hikes. Negative values (deflation) are rare and dangerous — a sign of economic slowdown.
Related calculators
Source: CBS Israel
Frequently asked
פתח/סגור: CPI goes up every month — is that bad?
Not necessarily. Moderate growth (1%–3% annually) is part of a healthy economy. The problem is high inflation (above 4%–5%) that spreads uncertainty and triggers rate hikes.